Underwriting

Package and Submit the File to Underwriting

Once disclosures are signed and the file is complete, we package all documents according to lender guidelines and submit them to underwriting—ensuring everything is accurate, compliant, and clearly organized for faster review.

Track Underwriting Milestones

We closely monitor the file’s progress through underwriting and maintain clear communication with the loan officer and borrower, so nothing falls through the cracks.

Review Conditional Approval

When conditional approval is issued, we carefully review all conditions to determine what's needed from the borrower, third parties, or internal documentation to meet underwriting requirements.

Collect and Clear Conditions

We coordinate with all parties—borrowers, title companies, insurance agents, and others—to collect outstanding items, correct discrepancies, and respond to underwriter requests quickly and thoroughly.

Communicate and Update in Real-Time

We keep you and your borrower updated every step of the way—communicating what’s needed, what’s cleared, and what’s still pending, with a focus on proactive problem-solving.

Submit for Final Approval

Once all conditions are satisfied, we resubmit the complete file for final review and work toward receiving the Clear to Close as early as possible.