Disclosing

Prepare and Deliver Initial Disclosures

We generate and send the required initial loan disclosures, including the Loan Estimate (LE), intent to proceed, and other federally mandated documents, within the strict timelines set by lending regulations.

Ensure Regulatory Compliance

We carefully review disclosure packages to ensure they meet TRID (TILA-RESPA Integrated Disclosure) requirements, keeping your loan compliant and on track.

Verify Borrower Information

Before disclosures go out, we confirm that borrower details — like income, loan amount, interest rate, and property address — are accurate and match what was provided in the loan application.

Confirm Intent to Proceed

We follow up to collect the borrower’s Intent to Proceed, a key requirement before moving the file forward to underwriting.

Manage Electronic Disclosure Platforms

We utilize secure e-signature platforms or coordinate physical delivery to ensure borrowers receive, review, and sign their disclosures quickly and efficiently.

Track Timelines & Re-Disclosures

We monitor timelines to ensure re-disclosures are sent when necessary — such as if there are changes in loan terms or fees — and keep a clear audit trail for compliance.

Support a Smooth Transition to Underwriting

Once disclosures are signed and acknowledged, we package the file for underwriting — ensuring it’s complete, compliant, and ready for review.